Finance

PayPal Raises Earnings Guidance After Announcing OpenAI Deal

The PayPal headquarters in California. — The PayPal headquarters in California.
Photographer: Justin Sullivan/Getty Images

Provide news feedback or report an error

Confidential tip?

Send a tip to our reporters

Site feedback:

Take our Survey

By Paige Smith and Jennifer Surane

October 28, 2025 at 11:10 AM UTC

Updated on

October 28, 2025 at 1:49 PM UTC

PayPal Holdings Inc. raised its full-year earnings guidance and announced a tie-up with OpenAI to embed its digital wallet into ChatGPT, sending its shares up the most in more than six months.

With consumers continuing to show spending strength, PayPal raised its 2025 adjusted earnings-per-share forecast to $5.35 to $5.39, up from the $5.15 to $5.30 it reported in July. The firm also announced a dividend program that will pay 14 cents a share this quarter.