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        <title><![CDATA[Alexis Leondis - Former Bloomberg Opinion Editor]]></title>
        <description><![CDATA[Alexis Leondis is a Bloomberg Opinion columnist covering personal finance. Previously, she oversaw tax coverage for Bloomberg News.]]></description>
        <link>https://www.bloomberg.com/authors/AOcne_k7HZ4/alexis-leondis</link>
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        <copyright><![CDATA[Copyright 2026 BLOOMBERG L.P. ALL RIGHTS RESERVED]]></copyright>
        <language><![CDATA[en]]></language>
        <item>
            <title><![CDATA[Bitcoin Deserves Some Space in Your Portfolio]]></title>
            <description><![CDATA[A rethinking of the traditional 60/40 investing model may have made room for the volatile cryptocurrency.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-04-05/personal-wealth-bitcoin-deserves-some-space-in-your-portfolio</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Wed, 05 Apr 2023 15:21:39 GMT</pubDate>
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                <media:description>An attendee wears a baseball cap with a Bitcoin logo during the Dubai Crypto Expo at the Festival Arena in Dubai, United Arab Emirates, on Wednesday, March 8, 2023. A long road lies ahead to repair confidence in crypto after unprecedented bankruptcies and hacks, including the major challenge of giving investors a way of insuring against such events.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Another Black Eye for ESG in MSCI’s Mass Downgrade]]></title>
            <description><![CDATA[A change in methodology will see ratings on thousands of funds lowered, highlighting once again the problems with such scores. ]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-04-03/another-black-eye-for-esg-in-msci-s-mass-ratings-downgrade</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Mon, 03 Apr 2023 11:30:35 GMT</pubDate>
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                <media:description>Changing colors.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[The Pros Fail to Meet the Moment With Bond ETFs]]></title>
            <description><![CDATA[Actively managed fixed-income ETFs stumbled last year and only 40% are beating their benchmarks in 2023.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-03-23/personal-finance-fund-managers-fail-to-meet-the-moment-with-bond-etfs</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Thu, 23 Mar 2023 15:34:12 GMT</pubDate>
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                <media:description>WASHINGTON, DC - MARCH 22: Federal Reserve Board Chairman Jerome Powell holds a news conference following a Federal Open Market Committee meeting at the Federal Reserve on March 22, 2023 in Washington, DC. The Federal Reserve announced a 0.25 percentage point interest rate increase to a peak benchmark range of 4.75% to 5%, the highest level since 2007. (Photo by Alex Wong/Getty Images)</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[You Can Trust Your Money Fund Not to Fail This Time]]></title>
            <description><![CDATA[Sleep tight. A repeat of the 2008 financial crisis when the Reserve Primary Fund “broke the buck” should be of no concern. ]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-03-16/credit-suisse-mess-won-t-upend-money-market-funds</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Thu, 16 Mar 2023 17:55:35 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/i7hekmFz.AO4/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/i7hekmFz.AO4/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>It’s not Lehman.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Beware of Banks Bearing High Interest Rates]]></title>
            <description><![CDATA[Post-SVB, smaller banks may launch a bidding war for depositors. That’s fine, as long as no one gets duped.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-03-15/best-savings-account-interest-rates-are-never-at-the-safest-banks</link>
            <guid isPermaLink="true">https://www.bloomberg.com/opinion/articles/2023-03-15/best-savings-account-interest-rates-are-never-at-the-safest-banks</guid>
            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Wed, 15 Mar 2023 13:00:35 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/i9QZ7N.Mfumw/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
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                <media:description>Looking for a little reassurance.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Biden’s Tax Plan Stings Some Two-Career Couples]]></title>
            <description><![CDATA[The US tax code often penalizes high-earning spouses who earn similar amounts. Biden’s budget could make it even worse. ]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-03-11/biden-s-budget-tax-plan-is-tough-for-two-career-couples</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Sat, 11 Mar 2023 13:00:40 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iX8ehf8H7ni4/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iX8ehf8H7ni4/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>That flower crown could cost you.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[AI Can Help the IRS Catch Wealthy Tax Cheats]]></title>
            <description><![CDATA[Technology could help level the playing field between revenue collectors and expensive tax attorneys.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-03-09/ai-can-help-the-irs-catch-wealthy-tax-cheats</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Thu, 09 Mar 2023 14:30:35 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iuy5PmVsWFBU/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iuy5PmVsWFBU/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>Help us, robots.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Mortgage Lenders Are Selling Homebuyers a Lie]]></title>
            <description><![CDATA[“Buy now, refinance later” isn’t good advice.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-03-04/mortgage-rates-will-stay-high-buyers-shouldn-t-bank-on-a-refinance</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Sat, 04 Mar 2023 13:00:03 GMT</pubDate>
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                <media:description>Cute house, but what’s the rate?</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Bank CDs Are an Insult to America’s Savers]]></title>
            <description><![CDATA[Big financial institutions don’t feel the need to offer competitive rates on certificates of deposit, which are universally below the world’s safest asset: Treasury bills.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-03-01/cds-versus-t-bills-for-high-yield-savings-go-with-treasuries</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Wed, 01 Mar 2023 14:00:04 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ibI30RjK2jiE/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ibI30RjK2jiE/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>Not exactly cutting edge.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Stop Panicking About Boomerang Kids]]></title>
            <description><![CDATA[Adult children who move back home shouldn’t be slammed as moochers.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-02-20/boomerang-kids-moving-back-in-with-parents-aren-t-a-problem</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Mon, 20 Feb 2023 13:00:24 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iPgXeELqQ1v4/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iPgXeELqQ1v4/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>Heading home.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Longer Mortgage Rate Locks Aren’t Worth Paying Extra]]></title>
            <description><![CDATA[Mortgage rates are inching up again, but extended guarantees typically give homebuyers little additional security for a hefty price.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-02-16/longer-mortgage-rate-locks-aren-t-worth-paying-extra</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Thu, 16 Feb 2023 17:20:47 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iBRWft7g9FRQ/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iBRWft7g9FRQ/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>Signage stands outside the Freddie Mac headquarters in McLean, Virginia, U.S., on Monday, May 11, 2020. Mortgage rates are at record lows, but borrowers hoping to take advantage are running into the toughest loan-approval standards in years with lenders putting in place higher credit-score and down payment requirements.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Child Care Costs Are Orphaned in the US Tax Code]]></title>
            <description><![CDATA[Dependent care FSAs and tax credits scarcely make a dent in the cost of caring for kids.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-02-12/dependent-care-fsa-limits-need-to-keep-pace-with-child-care-costs</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Sun, 12 Feb 2023 13:00:25 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iNx0G24yP_Gk/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iNx0G24yP_Gk/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>Horrified at the cost of care.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Biden Should Cap Credit Card Interest Rates, Not Just Late Fees]]></title>
            <description><![CDATA[It’s interest rates of 20% or even 30% that are crushing people.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-02-08/biden-should-limit-credit-card-interest-rates-not-only-late-fees</link>
            <guid isPermaLink="true">https://www.bloomberg.com/opinion/articles/2023-02-08/biden-should-limit-credit-card-interest-rates-not-only-late-fees</guid>
            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Wed, 08 Feb 2023 12:00:31 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/i85vRJkg2fKw/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/i85vRJkg2fKw/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>The debts are piling up.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[How to Pay for a Renovation If You Can’t Afford to Move]]></title>
            <description><![CDATA[People who hate their homes — but love their low-interest fixed-rate mortgages — might want to consider a second lien.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-02-06/can-t-afford-to-move-a-second-mortgage-could-pay-for-renovations</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Mon, 06 Feb 2023 12:30:01 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iaLa_68r.x2c/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iaLa_68r.x2c/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>Maybe time for an update?</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Early 401(k) Withdrawal Penalty Poses an Unfair Burden]]></title>
            <description><![CDATA[People in dire need of funds shouldn’t have to pay a 10% fee to tap their own savings.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-02-02/early-401-k-withdrawal-penalty-of-10-poses-an-unfair-burden</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Thu, 02 Feb 2023 14:00:04 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/idn._VvGY1qE/v1/piHJkQ_WoLj1E/-1x-1.png" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/idn._VvGY1qE/v1/piHJkQ_WoLj1E/-1x-1.png"/>
                <media:description>Overly restrictive.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[How to Protect Your Money After Being Laid Off]]></title>
            <description><![CDATA[Reviewing — and negotiating — your severance package is only the first step.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-01-28/just-got-laid-off-how-to-protect-your-money-after-losing-a-job</link>
            <guid isPermaLink="true">https://www.bloomberg.com/opinion/articles/2023-01-28/just-got-laid-off-how-to-protect-your-money-after-losing-a-job</guid>
            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Sat, 28 Jan 2023 13:00:30 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/i73SWkwQlHKk/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/i73SWkwQlHKk/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>Goodbye for now.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Boomers, Talk to Your Kids About Their Inheritance]]></title>
            <description><![CDATA[It’s best to be candid about what you are (or aren’t) bequeathing to your adult children.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-01-26/how-to-talk-to-your-kids-about-their-inheritance</link>
            <guid isPermaLink="true">https://www.bloomberg.com/opinion/articles/2023-01-26/how-to-talk-to-your-kids-about-their-inheritance</guid>
            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Thu, 26 Jan 2023 13:30:12 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/inMPyWfCxvRU/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/inMPyWfCxvRU/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>Got time to chat?</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[New York's Tax Code Is a WFH Nightmare]]></title>
            <description><![CDATA[The patchwork of state income-tax rules in the US are a problem for cross-border teleworkers and business travelers. ]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-01-20/us-remote-work-tax-rules-are-a-confusing-mess</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Fri, 20 Jan 2023 14:00:12 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ia43KfOXFEmE/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ia43KfOXFEmE/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>Give me your tired, your poor, your tax revenue.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Car Lease Ending Soon? Might Be Time to Buy]]></title>
            <description><![CDATA[High prices and high interest rates make leasing a new car especially unattractive right now.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-01-15/should-i-buy-or-lease-a-car-or-truck-in-2023</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Sun, 15 Jan 2023 13:00:16 GMT</pubDate>
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                <media:description>Wanna buy a car?</media:description>
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        <item>
            <title><![CDATA[The IRS Needs Billions to Make Trillions]]></title>
            <description><![CDATA[Underfunding the Internal Revenue Service allows scofflaws to go unpunished and will only increase the US budget deficit.]]></description>
            <link>https://www.bloomberg.com/opinion/articles/2023-01-11/irs-funding-reversal-will-add-billions-to-budget-deficit</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Alexis Leondis]]></dc:creator>
            <pubDate>Wed, 11 Jan 2023 17:00:04 GMT</pubDate>
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